Published Feb 4, 2026. 4 minute read
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David Olarinoye
Most pastors hate asking for money. Congregations tense up when finances are mentioned. Yet ministry projects need funding.
The problem isn't that people won't give. It's that churches ask the wrong way.
"We need $50,000 for the new building. Please dig deep and give sacrificially."
This approach creates three problems:
1. Positions the church as taking from existing resources - Triggers scarcity mindset
2. Relies on guilt rather than vision - "Sacrificial giving" implies people are selfish
3. Ignores biblical prosperity principles - Asks God to provide while ignoring how prosperity actually works
Result? Lukewarm response, guilt-ridden giving, and projects that drag on for years.
Before asking for money, teach these principles:
Money is a human tool, not a divine gift. God created prosperity principles. Humans created currency to operate within those principles.
You reap what you sow (in kind and quantity). Your congregation's harvest is tied to seeds they've planted skills, value created, problems solved.
God blesses what you've done, not what you plan to do. Act first, then pray for blessing on your actions.
Fulfillment comes from what you do with money. Spending only on yourself creates emptiness. Investing in kingdom purposes unlocks joy.
Step 1: Cast Clear Vision
"We're building a community center for after-school programs. Total cost: $75,000."
Step 2: Lead by Example
Announce your personal commitment first. Be specific about your new income stream.
Step 3: Reframe the Ask (Critical)
Don't ask people to give from existing income. Ask them to create new income streams.
"I'm not asking you to sacrifice from your current budget. Instead, create a new product, service, or income stream that costs you little to nothing—then pledge 50% of profits to this project.
Maybe monetize a skill, create a digital product, or offer a service. The goal isn't to burden you—it's to expand your capacity by expanding your income."
Step 4: Provide Specific Examples
Step 5: Track and Celebrate Progress
Step 6: Maintain Momentum
Keep the vision visible through consistent communication via email, app notifications, and Sunday announcements.
Traditional fundraising creates zero-sum: church wins if members sacrifice more. This breeds resentment.
This strategy creates positive-sum: members expand financial capacity while funding kingdom purposes. Everyone wins.
The psychological shift:
"Our members aren't entrepreneurial." Everyone has monetizable skills or knowledge. Provide brainstorming sessions and examples.
"This seems like a prosperity gospel." You're teaching biblical prosperity principles (sowing/reaping) to fund legitimate ministry, not promising health and wealth as rights.
"Our economy is terrible." Economic conditions don't negate spiritual laws. Downturns create opportunities for creative problem-solving.
Week 1: Teach biblical prosperity principles Week 2: Cast vision with exact financial goal Week 3: Announce your commitment and strategy Week 4: Launch tracking system and brainstorming Weeks 5-12: Weekly updates, testimonies, progress reports
Churches using this strategy report:
More importantly, you're discipling your congregation in biblical stewardship and creative problem-solving not just raising money.
Stop asking people to dig deeper into pockets that feel empty. Start inviting them to expand their capacity through creativity and kingdom partnership.
The difference isn't just funding—it's discipleship.
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